Finding mortgages for investment properties is becoming an increasingly complicated process.  The role of the mortgage adviser therefore is crucially important to find the most cost-effective solution.

The main difference between a Buy-to-Let mortgage and a residential mortgage on your own home is that the rental income that the property will generate is taken into account by the lender.  Indeed, the majority of Buy-to-Let mortgages are less concerned with an individual’s personal income than they are with the fact that the rental income will cover the mortgage payments.  This enables individuals who want to turn a hobby into something more serious to expand into having a portfolio of several Buy-to-Let properties.

Our landlord clients range from individuals with a property or two to professional and experienced property investors with dozens of properties in their portfolios.  If you are looking to buy and rent for the first time, third time, or hundredth time as part of a larger portfolio, LIFT-Mortgages can help make the process as smooth as possible for you.

LIFT-Mortgages can also review your existing Buy-to-Let mortgages in order to ensure you have the right mortgage deals for your circumstances.  Buy-to-Let properties can be re-mortgaged in a similar way to residential properties in order to save on what can be high rates and costly interest payments.